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What Travel Insurance Should Cover

What Travel Insurance Should Cover

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If you travel quite often it would be wise for you to look into purchasing travel insurance so that you can be covered in the case of an accident when you are away from your home. One business that offers it that you might be interested in checking out is Comfort Insurance. With travel insurance there are things that many people are unaware of, especially people who are traveling for the first time. With people not knowing how important it is to have travel insurance, they often don’t consider it before taking a long trip. As you read along you will learn more as to why it is important to have travel insurance and what travel insurance should cover.

What Travel Insurance Should Cover

Adela Snowboarding Broken Collarbone

Medical situations

A comprehensive insurance policy would be ideal to purchase in case there is a medical accident or emergency that occurs while you are away on your trip. This is especially important to have if you will be involved in a number of active activities while you are away on your vacation. If you were to have an accident while you are away on your vacation the medical attention that you might receive could be very expensive unless you have travel insurance. One thing that you have to take into consideration is that medical costs vary in different parts of the world. Some places in the world can be quite expensive when it comes to medical costs and other places are cheaper; generally the cheaper vacation destinations will have cheaper medical.

Vacation Cancellation

Things happen before and during your vacation. For instance, a bodily injury, illness, or death can cause a person to have to cancel their trip. Without the travel insurance you can just miss out on your trip and not be reimbursed for it. All of your flight and vacation payments can be made in full, yet you have to cancel your plans. The good news is that with a reliable insurance policy you will be covered and later be able to reschedule your vacation or be reimbursed for the money that you paid for your vacation.

Special coverage for students

Students sometimes have to travel for school, or sometimes for pleasure. There are many travel insurance companies that give students discounts on their travel insurance. There are special plans that are offered just for students, so if you are a student this is something that you will want to take advantage of.

Missing your Flight

Something else that is covered with a good travel insurance policy is missed flights. If you happen to miss your flight then your travel insurance should cover this as well for instances such as a broken down vehicle, major delays, or anything similar that has caused you to miss an overseas flight. If this is the case then your flight fees will be fully covered.

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Theft

If someone has stolen your belongings during your trip to a foreign country, including money, passports, credit cards, travel documents, etc. Then your travel insurance agency will cover the costs necessary.

Curtailment

Your curtailment costs is something else that you can expect to have covered if you are on a trip and one of your relatives has a serious injury and you need help making it back home; your flight will be paid for; only in the event of an emergency.

What to consider before buying travel insurance

When you are looking into the different types of travel insurance companies you need to know what to look for and what the travel insurance companies should cover for the protection of you and your assets. Some of the things that you will look for in quality travel insurance include:

  • Full coverage of your medical expenses
  • Hospital bills should be covered in the case people get sick abroad or at home. All prescription costs that occur overseas should be covered as well.
  • Accidental coverage is also something you need to ask your travel insurance company about; make sure that is also included in the plan in case any accidents occur.
  • All emergency evacuations and by air flights should be covered if this is something that you happen to need.
  • Flight cancellations are quite common to occur. You will want to make sure that your travel insurance provides some kind of flight cancellation insurance. They should cover the cost of your ticket or any other important costs for your travel affair. You will most likely receive some type of reimbursement.
  • Entire Holiday cancellation. What if something were to suddenly come up right before you leave to go on your flight? You have your flight paid for, planned, etc. Now you have to cancel. Perhaps your child or your spouse came down with a sickness. Now you need a refund for your booked flight. Without the help of travel insurance you would lose a lot. Trip cancellation should be included in your travel insurance policy.

Have you needed to use travel insurance before? Any problems? Comment below!

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5 Ways To Improve Your Sight

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Our eyesight is perhaps one of our most useful and most essential senses (this, of course, may be moot). For many, the idea of losing their vision can be a scary thing. Loss of vision begins for many in their late 40s when it starts to become prominent. However, there are many ways in which you can improve your sight and keep from losing it in the extended scheme of things.

So here in this list, we have taken the liberty to compile a list of 5 ways in which you can improve your sight.

5 Ways To Improve Your Sight

# 1 – Prescription Glasses

In today’s internet driven world it is now easier than ever to get whatever you want online. You can buy glasses online or prescription sunglasses very easy and have it delivered to your home. No fuss and no hassle.

# 2 – Eat Carrots

Carrots are especially beneficial for our eye health, and it would prove invaluable for you to eat or drink as much carrot juice as you can. It may initially have a bitter taste but the more you drink it you will get used to it.

# 3-  Bilberry Supplements

Bilberry is a supplement that is not that common with those who aren’t into the health niche, but bilberry is an excellent supplement for those who are looking to improve their eyesight.

# 4 – Watch Things From Far Away

This may seem like a strange method, but when you look at items off at a distance, you are strengthening your eyes. Your eyes are muscles, and they need exercise just as much as your body does.

So when you are looking at items or object off at a distance you are doing your eyes a significant workout that they desperately need.

# 5 Finger Eye Push Ups

To continue on with our last entry – a great way to get your eyes to see better and to improve them is by doing finger eye push-ups. Now, this doesn’t mean placing your finger in your eye but your eye’s vision.

By placing your finger in front of your eye and then away and back again you will strengthen the eye. This is because the eye is working to see an object in two different ranges.

Strength Your Eyes

Improving your eyes without surgery and an operation is possible. And if you consider these methods, you will “see” where we are coming from.

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Video Slot Games Are All The Rage

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Online casino games have seen a meteoric rise in popularity over the years. Let’s be honest -gambling is the average man’s pastime event. Very easy, simple and if you’re lucky you can win out big on a few small dollars or coins.

For this reason slot games have become some of the most highly played and enduring online casino games for newbies as well as veterans.

So it is no wonder that video slot games like Bullion Bars slot online are some of the most popular online casino games. Not only do they provide a great deal of entrainment but the payouts are quite high for those who manage to get the jackpot prize money.

However what remains a hallmark feature of online casino games and slot games comes in the form of how easy they are to win.

That’s right!

Playing online casino games are much easier to win then had you visited a real-life casino. This is not to undermine real-life casinos – as they do offer their fun and entertainment.

But online casino games are geared to the player. The online casino must payout players, all players, for a majority of the time, and when we say a majority of the time we mean almost all of the time.

Many online slot casino games and other casino games require that the online casino have a payout rate as low as 95%.

As low as 95%!!!!

So the chances of winning are highly in favor of the players. Failure to pay out players and having the casino simply take in more income then should be taking in will have the online casino shut down.

For those interested in playing online video slot games then now is the best time to play in this very lucrative and highly entertaining entertainment medium.

Online slot games come in a variety of themes and can offer any player, old or new, an experience that will keep them coming back time and time again.

The experience that online slot games offer players are top-notch, and the notion that many layers can play these games anywhere, at home on their desktop or the bus on their mobile home is what makes these games so alluring.

With very little to pay to play these games and a massive amount that can be paid out on a small amount as well as for being entertained the online casino slot gems don’t look like they will slow down anytime soon.

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Three Reasons Pregnant Women Should Test Their Tap Water

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Drinking plenty of fresh, clean water is an important part of a healthy lifestyle.  It’s even more important to make sure your water is free of contaminants when you are pregnant.  Drinking enough water during pregnancy maintains amniotic fluid levels and helps carry nutrients to the baby.  However, if you are drinking contaminated water, the more you drink, the more the fetus is exposed to the harmful effects of those contaminants.

Water quality has been headline news lately after it was discovered that the public drinking water contained lead in Flint, Michigan.  If you’re pregnant or know someone who is, you may be wondering if it is safe to drink tap water while pregnant.  Here are three contaminants you should test for if you’re pregnant and drinking tap water.

  1. Lead

Lead poisoning is a serious concern during pregnancy.  Lead can be found in old water taps and outdated plumbing.  As water travels through and sits in these pipes, it can absorb lead.  If a pregnant woman drinks this water, her body then absorbs the lead which can be passed to the fetus.

While lead may not cause serious harm to a pregnant woman, the fetus can suffer lasting damage from even low levels of lead exposure. As the fetus grows, lead causes blood cells to become deformed, preventing them from functioning properly. Lead also damages the peripheral and central nervous systems causing learning disabilities as the child develops. Children affected by lead also tend to be shorter than other children and may have trouble with their hearing.

  1. Bacteria

Water naturally contains bacteria, but in excess amounts it can be harmful, especially to pregnant women.  E. coli is a type of bacteria that is occasionally found in the water.  This is the same bacteria that is known to cause food poisoning, and it has the same effects when it is in your water. It can cause stomach cramps, vomiting, diarrhea, and fever, all of which can put a developing fetus at risk.  Bacterial contamination can also be an indication of other contaminants such as protozoa and viruses which are linked to dysentery and hepatitis.

  1. Pesticides, Heavy Metals, and Chemicals

Lead poisoning and bacterial contamination are the most dangerous water contaminants for a pregnant woman and her baby, but there are other pollutants that are also concerning.  Both municipal water and well water can test positive for pesticides, heavy metals, and other chemicals.  While in low amounts, they may not be especially harmful to the pregnant mother, any exposure can pose a risk to the developing fetus.

Make Sure Your Tap Water is Safe

If you’re pregnant, the best way to make sure your drinking water is safe, is to test it.  Whether you are drinking tap water, city water, well water, bottled water, or even filtered water, all are at risk for common contaminants that can harm a fetus.  You can send water samples to a lab for complete analysis, but this can be costly, and it often takes weeks to get results. A faster and easier solution is a home testing kit.  Most kits will give you results in a matter of minutes.   If you’re pregnant, don’t take chances with the water you’re drinking, test your water today.

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Meet Cole and Adela

Cole and AdelaWe have been wearing out our jandals (Kiwi for flip-flops) on our travel adventures around the world since 2009. We think our blog is thought provoking and a little witty. But we have been proven wrong before. Find out more about us here...

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