Connect with us

Travel Tips

Tips on How to find the cheapest travel insurance

Tips on How to find the cheapest travel insurance.

Published

on

So you’ve booked your flights and accommodation and what comes next? Your travel insurance. But doesn’t travel insurance always seem expensive on top of the price of your holiday you’ve just paid for!? Never fear there are ways to get the best cover without it costing a fortune.

It can be easy to take the travel insurance offered to you by travel agents or the airlines but do you realise you are often paying twice as much as you need to for the convenience?

Hospital Broken Collarbone Marmot Basin Ski Area

This is why you need travel insurance.

How to find the cheapest travel insurance

There are heaps of ways you can save on your travel insurance and not compromise on cover.

Buy travel insurance direct

To get the best deal – buy direct. If you book it with an airline or travel agent they can often charge 50% commission on top. To get a cheap deal buy online directly with the insurers.

Compare

Like any type of insurance you should shop around and see what deal you can get. Prices will differ from insurer to insurer so you should compare the levels of cover, at the price you want to pay, and see the best deal you can get. The best way to compare policies is to use a comparison site like comparetravelinsurance which lets you compare 100’s of travel insurance quotes in seconds.

Consider how often you go on holiday

If you are going away more than twice in a year you should consider an annual multi-trip policy. You will already be saving yourself money by the time you take your second trip.

White Water Rafting the Nile River with Nile River Explorers Review

Where are you going?

Different insurers have different pricing levels for the same countries. For example some may list Japan under Asia, some may list it under Worldwide. Pick an insurer which classes your destination in a cheaper region.

Length of trip

Some insurer’s base their pricing on the destination you spend the most amount of time in, others the furthest away. If you’re travelling to lots of places and spending the least amount of time in the place furthest away you can save by finding an insurer that favours the time spent option.

Level of cover

There will be more than one cover level available for you to buy – basic, standard and comprehensive. You can save by working out what cover you need for your trip. E.g. unlimited medical cover is vital if visiting places such as the USA and many European countries, where medical care is expensive. For other destinations, a lower level of cover might be ok.

Don’t under insure

Don’t just pick the cheapest policy you find. The worst thing you could do would be to not have enough insurance and have to pay thousands of dollars as a result. If you go for a basic policy – make sure it covers the cost of medical treatment. Did you know a 1 night in hospital in the USA could cost you $21,000! Travel insurance can cost as little as $40 a week so really it’s a small price to pay compared to the thousands of dollars you could face in medical fees.

Adela Snowboarding Broken Collarbone

Group policies

If you’re travelling in a group of friends or with your family a group policy might save you some $$.

Discounts

Check if you can get a discount from the insurance company you have used before – it doesn’t just have to be travel insurance – it could be the insurer you use for your car or home insurance perhaps.

Increase your excess

To pay less on the insurance premiums you can choose to increase the excess payment should you need to make a claim.

Final tip on how to find the cheapest travel insurance… Remember to not just buy the cheapest policy you see! Pick the best travel insurance with a good level of cover at a price you can afford.

This is a featured article by a Guest Author. Their details can be found in the post above. If you want to become a Guest Poster please Contact Us here. Please also read our Website Disclaimer if you have any issues or concerns.

Continue Reading
12 Comments

12 Comments

  1. Jeff

    November 25, 2013 at 6:13 PM

    I will definitely consider them, they are great tips. Thanks Four Jandals for these great articles.

  2. Kristy

    November 26, 2013 at 9:32 AM

    Nice article! I would likely do the tips you’ve mention here on finding the cheapest but reliable travel insurance for me.

  3. Arti

    November 28, 2013 at 9:28 AM

    Makes sense to buy it directly from the insurers. I will do it from the next time. A very helpful post, I got it done from the travel agent till now. Will explore other options from now on 🙂

  4. Naia

    December 12, 2013 at 2:40 PM

    Excellent as well helpful article.I was trying to search for a cheap travel insurance and now it’s easy for me.Thanks a lot for sharing such a well-covered info.Keep it up!!

  5. sanchezmark

    January 13, 2014 at 1:26 PM

    One thing not mentioned here is those policies that allow you to select which elements you ensure rather than a bundle. I’ve not bought one for a long time but, when I did, I bought the sort that allowed you to pick medical but not baggage

  6. Will

    February 21, 2014 at 7:02 PM

    Great article, I always find it a hassle finding goog travel insurance, especially because I am more inclined to extreme sports these days, its always hard to find something to gives good overall cover. I found STA to be pretty good.
    Thanks
    Will

  7. Mark Lukes@iFly

    March 13, 2014 at 7:42 PM

    When you travel it is also best to think of your safety. I mean you never know what might will happen. This is very helpful and informative. Everytime I travel I make sure I have the quality and reliable travel insurance.

  8. Jacob Soderman @NPI

    March 22, 2014 at 1:51 AM

    I dont believe that cheaper insurance is always better. Pay a little more and choose your travel insurance plan wisely. I do extreme sports thats why travel insurance is important for me.

  9. SarahCris

    August 21, 2014 at 12:49 AM

    You have to be wise when securing for travel insurance. In Singapore the citizen are required to secure a travel insurance before going out of the country. You have to research to find out which one that fits your budget and your type of vacation. Because i have stick to my travel insurance for a year now.

  10. Gracey

    September 6, 2014 at 8:53 PM

    Travel insurance is helpful to get cover of your any lose while traveling. It is a beneficial policy to be per-secrue from any accident . Helpful tips to find quality travel insurance.

  11. Sally @ thewinetraveller

    September 20, 2014 at 12:10 AM

    Seems sensible to buy it straight from the insurance providers. I will do it from so when. A very beneficial publish, I got it done from the journey. agency until now.

  12. Mike Dawson

    July 13, 2015 at 1:01 AM

    The best way to find cheap travel insurance is to get a quote from multiple companies and compare their pricing and benefits they are offering. There are also sites which help you to compare prices based on your requirement.

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Travel Tips

5 Markets in Guangzhou That You Have to Visit on Your Trip

Published

on

Guangzhou is one of only a few cities in the world that offers the perfect balance of tradition and modernization. Despite being the busiest trading center of China, Guangzhou or Canton still maintains a calm pace where you’ll easily find yourself getting lost amidst temples, shops and eateries where you get to sample authentic Chinese cuisine.

But if you’re visiting Guangzhou to shop or even source products that you’d like to sell back home, you should never miss stopping by these five markets that has everything you need to satisfy your shopping cravings:

 

  • Guangzhou Watch Market

 

Located in ZhanXi Lu in the Yuexiu District, the Guangzhou watch market is the largest of its kind in China and has thousands of suppliers selling every Rolex replica watches and other famous brands imitations, accessories and fittings you can think of. The market is divided into nine installments and you will see some of the top manufacturers in China selling their products here.

 

  • Guangzhou Jewelry Markets

 

Whatever kind of jewelry you’re looking for, you’ll surely find it in one of the three biggest jewelry markets in Guangzhou. Taikang Square Jewelry Market sells trendy yet low-priced jewelry pieces made from different stones, metals and beads.

Xijao Jewelry Market, on the other hand, has sellers specializing in micro inlay jewelry and items that are hard to find anywhere else in Guangzhou. Of course, there’s Liwan Plaza Jewelry Market where you can find unique jewelry pieces and even have one customized just for you.

 

  • Huimei International Clothing Market

 

If you’re visiting Guangzhou to not only shop for your clothes but also source products for a clothing business, then you shouldn’t miss visiting the Huimei International Clothing Market near the Guangzhou Railway Station. Here, you will find every fashionable clothing you can think of, most of which are designed in Korea, and you’ll surely have fun shopping here no matter what your budget.

 

  • Guangzhou Baiyun World Leather Trading Center

 

The Guangzhou Baiyun World Leather Trading Center is a haven for bag lovers who want to get their hands on a Gucci, Chanel or Louis Vuitton bag but don’t want to pay the hefty price for it.

This market is part of the largest leather product district of Guangzhou and has shops specializing in replica bags from top designer brands. You can also find replicas of designer shirts, cuff links, scarves and shoes in some of the shops in the area.

 

  • Guangzhou Toy and Stationery Markets

 

To complete your shopping excursion to Guangzhou, you have to visit its toy and stationery markets that offer all kinds of toys and stationery products that will make for perfect gifts for your loved ones back home.

Stop by the Yide Toys & Gifts Wholesale Center where you can easily spend a day exploring the 12 shopping malls in the area. The 100,000-square meter Guangzhou International Toys & Gifts Center is also another must-visit place where you can shop for all kinds of toys, handicrafts, stationery and gifts.

Now, are you ready to go shopping in Guangzhou? Enjoy it the fullest!

Continue Reading

Travel Tips

5 Ways You Can Use CBD to Fight Travel Stress

Published

on

white airplane near trailers during sunset

If you are a frequent traveler, then the term “travel stress” would be familiar to the point of being painful.

And if you are not familiar with the term, then the following description would have you stand right along with those who are.

white airplane near trailers during sunset

Travel stress could arise from frequent traveling, or even through a single flight or road trip. It often causes your mind as well as your body to feel extremely tired. It could also contribute to more serious issues such as anxiety or depression.

All in all, stress is never a good feeling to endure or live with. But it gets especially crucial to alleviate it when you experience it during your travels. Since your therapist is not available in another town and your closest friends aren’t usually with you, it falls upon you to take care of, well, you.

Thankfully, natural substances such as cannabidiol or CBD can help you in a situation where you cannot find support anywhere. As an organic compound, products from cannabidiol could go a long way into helping you alleviate stress.

To explain this further, here are 5 ways you can use cannabidiol to fight travel stress.

Have It In Desserts

Using cannabidiol products such as oil or concentrate, you could easily transform any snack into a promise of a relaxing future. You don’t even have to cook the dessert yourself. Simply order room service. Then, sprinkle the cannabidiol product over the sugary treat before enjoying it according to your liking. The natural elements in cannabidiol correspond with your brain, letting it release the necessary

Have It In a Milkshake

Who doesn’t like milkshakes? With a drink as popular as water, you could have your sugary treat in a creamy, liquid form instead. Just have a glass of milkshake to yourself and enjoy mixing your cannabidiol concentrate or oil into it. From there, it’s just you and the chilled glass of sugary goodness. Stress? Be gone!

Enjoy It In Snacks

Lugging around perishables such as brownies or milkshakes during your travel doesn’t sound like a good idea. But you can carry cannabidiol snacks in your bag easily. From lozenges to almond bites, and from candy bars to lollipops, you could find a plethora of choices in terms of cannabidiol snacks. All you need to do is to visit a regulated cannabis dispensary and place your order accordingly.

Vape It Up

Another way to enjoy cannabidiol is by enjoying it in the form of a vape juice. This makes sure that you are not subjecting yourself to psychoactive reactions. But at the same time, you could enjoy the next best thing to smoking: vaping. Vape pens and specialized cannabidiol vape juices are widely available. This makes sure that you can enjoy these products at your comfort.

Use Topical Cannabidiol Products

You don’t even have to consume cannabidiol orally to enjoy its effects. Products such as CBD oil, lotion, cream and gel are now widely available. You can simply apply these everyday items to your skin and enjoy a release of cannabidiol into your system. There’s no special preparation required. But you would still feel like you did something special to be rewarded with the relaxation and relief that follows suit.

Say bye to travel stress, use the DIAMOND50 coupon code to access a one-time usage for 50% off the entire DiamondCBD.com store.

Continue Reading

Travel Tips

5 Travel Necessary Items for Reducing International Flight Stress

Published

on

photo of plane interior

Just the thought of being at an international flight for hours is troubling in itself.

What can you do while being airborne for so long? What if you get stressed? What if you need help in alleviating your anxiety? What if you are afraid that your existing mental health issues may flare up if you don’t have a calming activity to do?

photo of plane interior

Even if you surrounded by people from your social circle, it doesn’t guarantee that you wouldn’t feel stressed during your flight. As such, you need to make sure that you are taking help from different remedies at to keep your stress in check.

Organic products such as CBD oil go a long way in keeping your stress at bay; while electronic equipment such as a music player also works wonders. To help you manage your stress levels during such a situation, here are the Top 5 necessary items to take on your next international flight.

Don’t Forget a Music Player

Music therapy is one of the best stress relievers. When listening to your favorite tunes, the world seems like a better place, and the worries often tend to swim away.

As such, bringing a device such as an iPod Touch with you is a good idea. That way, you save yourself getting disturbed by the flight staff to turn the device off or to make sure if it’s on Airplane Mode again and again.

But if you don’t have an iPod Touch or a similar device, ensure to put your phone’s Airplane Mode on anyway. And remember to inform any flight attendants about your thoughtfulness prior to the trip. This would ensure that you could enjoy your music without getting disturbed repeatedly.

Grab a Book

A good book could prove to be a doorway to another dimension even if you are locked into your airplane seat for hours. This keeps your mind busy and helps you from falling into stressful thoughts.

If you pair that up with the music suggestion, then you have a recipe for success in-progress. Just make sure that you take a book that is short and simple so you can finish it before your flight lands.

Use CBD

Using CBD oil or related products within your flight could also make you quite calm, relaxed, and stress-free. Along with other benefits, it also keeps your muscles and body relaxed as well, which makes sure that you save yourself from jet lag.

Due to this relaxed state of mind, CBD also helps you sleep better so you could rest your way through the extended hours of your flight if you choose to do so.

Get a Sleep Mask

And if you wanted to sleep through the flight to reduce stress, make sure you are in a comfortable state to do so. A soft, plush, and easy to wear sleep mask can help you achieve this objective.

You can get a sleep mask in most convenience stores. To make sure that you get one which you are most comfortable wearing, get one that is the perfect size. Also ensure that it comes in a material that suits your comfort level to wear all the time.

Utilize Cloud Storage Before You Leave

Leaving a digital document on your home’s laptop or at the office computer could induce a lot of stress. To avoid that, invest in cloud storage before you board your plane.

This would have to come a few days before your flight, backup all of your important or frequently used data to the cloud. Doing so will not only ensure that you are not stressing out during your flight, but will also go a long way into saving your documents and photos over your trip.

Use MEDSBIOTECH50 to get a one-time use for 50% off the entire store.

 

Continue Reading

Meet Cole and Adela

Cole and AdelaWe have been wearing out our jandals (Kiwi for flip-flops) on our travel adventures around the world since 2009. We think our blog is thought provoking and a little witty. But we have been proven wrong before. Find out more about us here...

New on Four Jandals

What Are You Looking For?

Subscribe

Trending