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5 financial tips before you travel

How do you make sure you are able to travel without going broke? Use my top 5 financial tips before you travel so that you can enjoy your next adventure.

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Money roll

Travelling can become very expensive. But if you use these S5 financial tips before you travel, then you will help ease the burden on your wallet. Not to mention allow you to relax so you can enjoy your travel adventure.

5 financial tips before you travel

5 financial tips before you travel

Prepare a budget for your trip

There is nothing worse than getting 2 weeks into a 3 week long vacation and discovering that your card is declined. But if you prepare a travel budget before you jump on the plane, then you will easily have enough money to get you through your trip.

Some cots to consider including in your budget are; transportation (there and back as well as around the destination), food each day, shopping and souvenirs, and optional excursions like diving or hiring a car.

Once you have a budget, add on another 10% just in case for any unforeseen circumstances.

Tell your bank where you are going

I recently ran into this problem when I was travelling through Africa.

As I went to book my flights home my card was declined. I quickly realised that because I was in Kenya, my bank thought someone had stolen my card and wouldn’t accept the transaction. After a few expensive phone calls I managed to get it sorted and they unblocked my card.

Before you go, also make sure you compare bank accounts for the best deal on savings, credit card rates and transaction fees.

Get travel insurance

Worst case scenario is that you pay a little for travel insurance but you don’t end up using it. The worst case scenario is frightening…

Imaging getting pick-pocketed as you travel through a foreign country. If they manage to get your wallet with all your cards and money then you are going to be stranded. Luckily travel insurance can quickly help you when you are short on cash.

Which brings me onto my next point…

Have a back up plan

While this is not technically a financial tip, it could save you a lot of money once you are there. Before you go on your trip, split the money you are carrying with whoever you are travelling with. That way if one of you is robbed, then you still have some money left over.

If you are solo travelling then consider wearing a moneybelt, or hiding your money/cards in a secret compartment of your clothing. There are lots of options to keep it safe.

Don’t forget about the bills at home

Finally, if you return home and realise that you had forgotten to pay a bill then all of a sudden you are in big trouble. It might be that you forgot to pay off your credit card and now you have a huge amount of interest included.

This is going to take your years to pay off and not something you want to return to after relaxing on your holiday.

Tell me below, what are your 5 financial tips before you travel that you use?

Cole is one half of New Zealand's leading adventure travel blogging couple who have been wearing out their jandals around the world since 2009. He loves any adventure activities and anything to do with the water whether it is Surfing, Diving, Swimming, Snorkeling or just lounging nearby on the beach. You can follow Cole on Google+. Or consider following us via RSS Feed, Twitter, Facebook and subscribe to our Newsletter.

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11 Comments

11 Comments

  1. Kristy of Family Visa

    August 16, 2013 at 1:46 AM

    One week before my flight I’d make sure that I check the currency rate of the country that I’ll be spending my holiday or vacation with to have an idea of how much money should I bring on my travel. I am not also fond of checking-in at hotels because it is expensive instead I sleep at motels.

    • Cole Burmester

      August 16, 2013 at 6:25 AM

      Hotels can be very expensive, but I always use a site like Hotels.com to make sure I can find the best deals. Often cheaper than a private room in a Hostel!

  2. Candice

    August 17, 2013 at 3:25 AM

    Great advice. My back up plan in the case that I get robbed while out and about, is to always have a credit card hidden in a compartment of my luggage separate from my day bag.

  3. Christoffer Moen

    August 19, 2013 at 3:54 PM

    These are really really great tips and I can’t agree more about the importance of getting travel insurance. It’s a safety net, don’t go without it. Like Candice, I also don’t keep all my cards in one place 🙂

  4. Pratibha

    August 23, 2013 at 4:06 AM

    It might help to pick countries with under-valued currencies. International travellers will find India around 20% cheaper now than 3 months ago with the rupee trading at a concerning low to the dollar.

  5. Jason Ryaan

    September 9, 2013 at 2:14 PM

    I always prefer to carry credit card rather than cash money during traveling. Preparing a budget plan is the most important factor that should be considered at the time of planning a trip.

  6. Marian

    September 12, 2013 at 2:27 PM

    Nice tips very helpful indeed. I think getting a travel insurance is very important.

  7. Jone Laxer

    October 7, 2013 at 5:14 PM

    Hi….Cole Burmester,

    These are great tips by you and i’m sure that by following these tips, anybody can save so much money on travel trip.

  8. Timothy W Pawiro

    December 29, 2013 at 1:22 AM

    Yesss … notifying the bank is important. I think some banks want us to tell them that we’re going to do ‘overseas withdrawal’. If not we will make ourselves confuse in front of the ATM 😀

  9. Escape Hunter

    March 28, 2014 at 2:55 PM

    Your last two tips stand out. Very important, vital, even.
    I always have backup plans… some bills can be paid online, thankfully I can solve that!
    As for bank cards – it’s good not to rely on them too heavily. Cash is king in most parts of the World…
    From experience, I can tell you that even 2 bank cards can prove unreliable in foreign countries… 3 are “must have” and plenty of cash as well.

  10. Shimla Walks

    August 27, 2014 at 8:08 PM

    Very good tips. recommendable. It happened to one of our clients. A few years ago he came to India and got robbed in Delhi. Lost his money, passport, ticket, wallet and cards. Luckily he had a friend with him who lent him some money so that he could go back.

    One has to be very careful while traveling. thanks a lot for the lovely post.

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Travel Tips

Travel Sri Lanka Tips – 5 Things You Need to Know

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Known as “India’s tear”, Sri Lanka is a country that has a lot to do. From beach and mountains to surfing, diving, and chaos, all within the same island. Are you looking for adventures? Sri Lanka will not disappoint you, and here we will tell you why.

Polonnaruwa y Anuradhapura: to enjoy cycling

These cities declared World Heritage by UNESCO, are ideal for traveling on two wheels because of distances allow it, and you can stop to observe the beautiful stupas, Buddhist statues, and perfectly preserved ancient temples. Then you can go back to rest at the reserved hotel in Sri Lanka with Voyage Privé.

Lion Rock (Sigiriya): for those who dare to climb

This mountain that represents centuries of Indian history will give you the best views of the island. It is an archaeological ensemble whose history dates back to a prince who made it his fortress due to the feared invasion of his brother, who had usurped the throne and expatriated to India. The views will be worth it since you will appreciate the size of the rock and the extension of the gardens of its base.

Dambulla Caves: to be surprised in silence

Located at the top of a rock, these caves offer a tour of Hindu religious history that will blow your mind. More than 150 statues and paintings on the walls await you to appreciate them in silence and understand the rich culture of the region.

Beaches of the South: to relax and enjoy

Golden sand and dream palm trees make these beaches an impressive paradise. Medaketiya, Tangalle, and Unawatuna are some of the best beaches on the island, where you will find relaxation on the one hand and, on the other hand, the possibility of surfing and the typical “stilt fisherman” that are so famous for tourism.

Festivals: to have fun and fill with color

If your trip coincides with the date of festivals in the country, you can observe the impressive dances, dresses, and colors that display this type of event. Decorated elephants and the emotion that is lived are things that you will remember for a lifetime. You must follow the lunar calendar to determine the date of the festivals that take place days before the full moon.

Have you started packing yet? Sri Lanka offers adventure, culture, religion, amazing landscapes and many options to enjoy. Start planning your trip and live a great experience!

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Travel Tips

Tips for A Great Skiing Trip

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Colorado is undoubtedly one of the best skiing destinations in the U.S., thanks to an abundance of mountain terrain. The beginning of November marks the start of a six-month skiing season that only ends in the last week of April. If you’re planning on going backcountry skiing in Colorado, there are so many locations to choose from. But first, it’s important to get ready for your trip so that you can have a fun-filled adventure. Here are some tips to help you have the greatest ski trip yet:

  • Book in Advance

You can save big and also avoid the frustrating lineups if you plan your trip for non-holiday periods or midweek. If that isn’t an option, book early to save as well as reserve your spot. Remember to check different sources for the best deals and resorts to fit your needs. Look at the websites of various resorts for package deals such as lessons, gear rentals, lodging, lift tickets, and even additional activities, then pick the one that offers the best packages.

  • Make A Packing Checklist

The excitement about a trip can quickly fade away when you’re already on the road, and you remember that you’ve forgotten an essential item at home. To avoid dampening your vacation mood, make a checklist of all the things you’ll need for your skiing trip. Pack at least a day before traveling, ticking off each item as soon as it goes into the bags. That way, you will have prevented a minor detail from ruining your holiday mood.

  • Take A Class

If you’re a beginner, consider taking skiing lessons at the resort before going to the trails. This will help you to familiarize yourself with some of the basic skills you’ll need to ensure your safety and make the experience more enjoyable.

  • Get A Tour Guide

If you’re visiting a resort for the first time, it’s a good idea to consider hiring a tour guide. A guide can show you all the good trails and spots, allowing you to truly have an unforgettable time.

  • Make A Plan

Many skiing locations cover a wide area, with some even spanning thousands of acres. It’s near impossible to explore every corner in a single trip. You can also find it hard to make a choice on which trails to cover and which ones to leave. That’s why it’s important to make a plan before your vacation begins. That way, you’ll already have an idea of what you want to do and where you want to go, which will keep you from wasting precious time being indecisive. In addition, it will allow you to go to trails that are suitable for your skill level.

  • Layer Up

The weather at the mountain can change at any time, so you should come prepared with the right attire. Layering up is the best way to keep yourself protected from the harsh cold and stay comfortable outdoors. Besides, if it gets warmer, all you’ll need to do is take off a few items.

  • Create Memories

While skiing is the main focus of your trip, don’t miss the other activities that are around every corner. Go for shopping or sight-seeing, try ice fishing, dog-sledding, and more. These experiences are not only loads of fun, but they also help you to share more meaningful time with family and friends.

With these tips, it will be hard not to have the kind of skiing trip that you have always wanted.

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Travel Tips

The Best Gaming Genres for Travelers

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Traveling is the type of activity that every youngster wants to practice consistently. There’s no wonder about that since traveling can often represent an eye-opening experience with a long-lasting impact. However, being on a constant move can also have a few downsides, especially if you’re traveling alone.

Those lone travelers will often have to fill up large time gaps. Reading books or watching movies always represent a great option. But, for the tech-savvy ones, gaming might be an even better activity. Mobile gaming is the type of gaming that most travelers opt for. Some gaming genres can be better for travelers than others – we’re about to highlight those in this article.

Puzzle

Roughly speaking, half of all smartphone gamers opt for the puzzle niche. Female users more than male ones. Games like Tetris, Candy Crush and even Angry Birds are often preferred by casual gamers that are just looking to have a bit of fun. Puzzle games are being played by most age groups, from moms and seniors, all the way to youngsters.

These games are very easy to understand even if it might take a bit of practice to master their mechanics. You can only progress by acting fast and using your logic in the most effective way possible. They are very easy to play on mobile, and that’s their biggest upside. Unlike action-filled games like shooters, the puzzle ones require simple actions like tapping or swiping every once in a while – making them perfect for travelers in fastpacing environments.

Casino

Casino games are a great alternative to the puzzle ones if you’re looking for something more adrenaline-filled. Although more used on desktop devices, they also have mobile versions. Both of them are very resource-intensive, enabling even users with outdated devices to play games.

For example, an online casino like Gametwist would provide you with access to a countless library of casino games. Even if it acts as a single game or mobile app, an online casino consists of a multitude of top-level games designed to maximize your time and entertainment. This makes them perfect for travelers since all the games are in one place as they won’t have to waste time switching in-between apps.

Mobile casinos are great both for beginners and experienced gamblers. They have games for all skill-sets. If you play the free slots, you can lay back and relax as the gameplay is quite interactive and rather simple, ideal for beginners. But you can also play something like poker if you want a challenge that requires more skill.

Multiplayer Battle Arenas

Multiplayer Battle Arena games are a combination of strategy and action games. They are still quite easy to play on mobile but they give you a higher level of action. Usually, such games are played through the perspective of a single “champion” – users having the possibility of choosing between multiple ones.

You’re certainly familiar with this genre as games like DOTA 2 and League of Legends are huge on PC. Although still fun, mobile MOBAs are less complex with simpler mechanics. Mobile Legends, Arena of Valor and Vainglory are some of the top games from this category on mobile devices. They are very similar to Mightytips, PC MOBAs, providing you with loads of fun in a more dynamic format.

Conclusion

Traveling, although very entertaining most of the time, it can still prove a bit boring when you have to fill in time gaps. Playing mobile games can prove to be one of the best ways to do that. The three genres mentioned above are the best for mobile gaming as they provide loads of entertainment without sacrificing any mobility and performance.

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Meet Cole and Adela

Cole and AdelaWe have been wearing out our jandals (Kiwi for flip-flops) on our travel adventures around the world since 2009. We think our blog is thought provoking and a little witty. But we have been proven wrong before. Find out more about us here...

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