2012 was an incredible year of travel adventures for us. We used our money saving tips for travel and visited 14 countries. We were quite honestly living the travel dream.
Kayaking in Naples, Italy
While some may think we are loaded with money, they would be very wrong.
In reality, the way we manage to have so many travel adventures around the world is because we prioritise and follow achievable money saving tips for travel.
With a little organisation about how we live on a day to day basis, we are able to save more money to travel.
Set your travel goals first
Before you read on, set two goals; where you want to travel and how long for. There is no point saying you want to travel around the world for 12 months if you only are willing to save $1000.
While I am sure there must be a way to travel for 12 months on $1000 (let me know if you find out how), it is important to be realistic about your travel budget. If you stay in 5 star resorts then you obviously need to save a little more money, than if you stay in backpacker accommodation.
Additionally, if you only want to go on a 2 week trip to the perfect vacation destination then you don’t have to save as much. If you want to enjoy an island paradise why not fly to Bali. You can enjoy island life, the amazing beaches and water sports all within your budget. Most people believe that beach front hotels are really expensive, but with little effort you can find great deals on ocean front Bali hotels. You can always use Marriott Rewards too.
If you don’t know which accommodation you would prefer, then check out our Hostels vs Hotels vs Apartments article.
6 Basic Money Saving Tips for Travel
With your travel goals set, you can use these 6 basic money saving tips to start travelling to help get you on the road to your own travel adventures in 2013.
Yup that’s right, start saving. You have to actually make a commitment to saving before you can even begin. There is no point going into this half-a$$ed if you are just going to give up in a few weeks.
Open a new bank account with a good interest rate and deposit your first $1. Ideally it would be more than that if you can afford it, but depositing the first $1 means that you have started!
Work out your necessary expenses budget
While it would be great if we could save every penny we make, there are some necessary expenses. You need to eat, put a roof over your head etc. Luckily you can quite easily figure out what your necessary expenses are.
Cut your expenses so you can eat gozleme in Turkey.
And once you have those, you will know how much of your pay cheque you can afford to save. Anything extra should go straight into your bank account removing any temptation for you to make impulse purchases.
Use Cash and get a Piggy Bank
With your necessary expenses worked out you should know exactly how much cash you will need each week. By only getting out a set amount of cash each week you will limit how much you spend with the rest of your pay cheque going into savings.
Any coins from your wallet can also be thrown straight into your piggy bank (or jar). It is amazing how quickly loose change adds up. Within a few weeks you will have enough for another nights accommodation or a nice meal out.
The other benefit is that if you remove the coins then you are less likely to use those coins to buy small treats all the time too.
Change your spending habits
You will need to make sacrifices when you begin to save money for your own travel adventures in 2013. It is important to remember in the back of your mind that you are doing it for a reason…
Is this reason enough to save money for travel?
Take a look at what you spend your money on at the moment. Every time you buy a cup of coffee, round of beers, go out for lunch or drive to work, they all cost you savings. Money that you could have used while travelling.
By cutting out these small purchases, you will rapidly increase your savings in your new bank account.
Sell your unwanted stuff
Now that you have cut down on a bunch of expenses, you should have some extra money building up every time youe pay cheque comes in.
One trick to boosting your savings right before you leave, is to look at selling some of the things lying around the house. Depending on how long you are travelling for depends on what you can sell. If you are going for a year or more then look at your electronics first.
Realistically, in a years time some of the electronics you own might be getting out of date. While they might be worth money now, they probably won’t be in another years time.
Look at your old clothes, books and furniture. Anything you don’t need in your backpack for your travel adventure can probably be sold.
Finally, treat yourself
Okay so this isn’t a money saving tip. But saving is damn hard work. You have to make sacrifices from your usual daily lifestyle to be able to save money for travel. That is why it is important to treat yourself every once in a while to stay sane.
Just don’t go crazy!
Limit yourself to grabbing a beer with your mates, go out for dinner with your loved one or just rent a movie to chill out. By treating yourself, only very rarely, you will be able to save for a lot longer.
This will allow you to get out and begin to enjoy your travels. The best place to start is to get all your vacation rentals tips and ideas from here, before getting out and spending that hard earned cash.
So where are you going to go with all your money saved?
Plan An Awe Inspiring Trip To Western Australia
Gaining the opportunity to visit Western Australia is the chance of a lifetime that must be grasped with both hands, as it’s a destination that many people can only dream of visiting. Travelling to W. Australia from any European country can often take several days of flying and driving, but if you are able to withstand this experience then you will no doubt be greeted with the most awe inspiring of locations upon arrival. Planning the perfect adventure can sometimes seem like an almost impossible thanks to thousands of activities and entertainment available, but there are a few simple tips and tricks that you can take on board to ensure your vacation can be treasured forever. So, if you want to find out more, then read on to uncover some of the best ideas and concepts that you can utilise today to plan the most amazing adventure through Western Australia!
Exploring The History
There’s such a wealth of history and culture across Western Australia, with hundreds of unique places to visit perfect for any kind of traveler. From weird and wonderful rock formations partnered with ancient Aboriginal sites, to vast green vineyards supporting world renowned wineries just a short drive from unfathomably clear water at almost every beach spot, Western Australia really is a land of seemingly endless exploration for all. If you are a bit of a history or culture buff and you’d like to experience as much of this as you can during your trip, then it’s a great idea to research the Golden Pipeline Heritage Trail. It can take you through some of the most iconic spots inside Western Australia, from gold mining facilities to grand museums and art galleries too.
Meet Mother Nature
Failing to explore the wonders of Mother Nature during your trip to Western Australia is such a missed opportunity, as the landscape and wildlife is unlike any other country on earth. Australia is such an enormous land mass, meaning the weather and climate is completely different on one side of the island when compared with another. For example, in the NW (north west) regions of Western Australia, the general landscape consists of broad flat plateaus, arranged neatly next to several mountain ranges, whereas the eastern area of WA is made up of immense hot deserts. WA is larger than Western Europe in its entirety, and it contains Australia’s sunniest capital city along with its whitest beach, greatest outback expanse, and even one of the oldest known cultures on our planet today. Whether you want to trek through the beautiful nature reserves, raft down invigorating white water, dive in the sea with the fishes or climb to the highest peak, there’s bound to be an awe inspiring experience that’s perfect for your unique presences.
Planning the best trip to Western Australia has never been so simple when you are able to make the most of the brilliant ideas and concepts detailed above! Be sure to pack your sunscreen, as the temperature is never forgiving.
Injured in a Car Accident While Travelling through Florida from Another State?
First of all, you wish your car accident didn’t happen. Unfortunately, the chances of you being in an accident and suffering an injury can increase while traveling. You are probably driving more miles than usual and, maybe, taking part in more activities than you would on a normal day.
It all adds up to this: getting injured in a car accident can catch you off guard. Various kinds of pain and aches, taking time off from work to visit doctors and chiropractors are inconvenient, to say the least.
What’s more, nothing can prepare you for something like this. There’s no step by step guide for what to do next. All you know is that you need help.
So what do you need to know to protect yourself legally after being injured in a car accident in Florida while traveling from another state?
Handling the auto insurance claim from your home state
The most important thing you need to know about auto insurance is that it extends beyond state lines. Therefore, if you bought your car in your home state but got into an accident in Florida, your insurance policy still covers you.
In other words, because your car insurance will cover you no matter where you are in the U.S., filing an insurance claim for an out-of-state car accident is the same process as filing a claim for an in-state accident.
Similarly, when you carry Uninsured/Underinsured Motorist (UM/UIM) coverage in your state, if another driver is liable for your car accident in Florida, you should be covered under your own UM/UIM insurance policy.
However, if you cannot settle the claim, you will have to file a lawsuit under Florida’s laws. Because the accident occurred in Florida, it falls under this state’s jurisdiction.
Filing a personal injury lawsuit
Let’s look at an example: You live in the city of Valdosta, Georgia. One winter, you decide to make a road trip to Miami for vacation. While driving through Florida, your car gets hit by another driver. He is visiting family in Florida but he is also from out of town, living in Alabama.
You’re injured in the car accident and decide to sue the negligent driver whose actions led to the accident. In general, you can file a lawsuit in the state where:
- The car accident occurred (Florida), or
- The negligent party resides (Alabama).
Dealing with the laws of at least two states
“It may not be easy to understand which laws apply to your car accident. If you were injured in an accident in Miami and you’re from another state, in general, you’re going to be dealing with, at least, Florida law and your state’s law. That’s why your car accident case can be similar in many ways to that of someone who lives in Florida. However, you often have different possibilities for costs’ compensation,” says Miami car accident lawyer Sean M. Cleary.
For brevity, the essential information you need to know is that Florida law applies:
- In general, to all car accidents that occur in Florida. There is a presumption that the laws of the state where the accident occurred apply, regardless of the residencies of the parties involved.
- To the types of compensation you may get. In Florida, you can only recover compensation for your out of pocket medical bills, lost wages and pain and suffering. You can’t get compensation for the full billed charges.
Your state’s law will determine at least:
- If you have to pay back health insurance from the settlement
- What period of time is available for you in order to sue your UM insurer.
About the author:
Sean M. Cleary is the principal attorney and founder of The Law Offices of Sean M. Cleary, personal injury law firm based in Miami, Florida, representing individuals in car accident, product liability and medical malpractice cases.
Take a Beach Holiday – in Chicago
Chicago is the Windy City. It’s the place we see in movies, where people wrap up warm in winter and the snow is crisp and even. Or perhaps that’s just my impression ever since the release of Home Alone (1990), which, yes, was filmed in Chicago. Although, going by those rules, my impression of Chicago should also be that it’s forever December and the actor Joe Pesci stalks neighbourhoods looking for easy to swipe loot. Who knows, maybe that is what he gets up to these days, but I doubt it.
If your impression of Chicago was even slightly in the same ballpark, you might be surprised to learn that the city has 15 beaches spread out along 26 miles of shoreline. I know. Weird, isn’t it. Like finding out there’s a secret room at the top of the Eiffel Tower or like the first time you see Australia with a line drawn down the middle to show that it’s a dog’s head on the left and cat’s head on the right. Crazy stuff.
Now, before visiting Chicago’s beaches, please be aware that Chicago is big. Well, for a start it has 26 miles of beaches. We’re hardly dealing with a one horse town. This means it gets congested. A lot. Always travel with the details of a local lawyer to hand. Just in case, otherwise you could find yourself far from home wasting valuable time reading Google reviews when something goes wrong. Anyway, let’s get on with it.
Ohio Street Beach
Visiting Chicago usually comes with the advice to stay on the Magnificent Mile (or close to it). This is Chicago’s tourist trap of shops, restaurants, architecture, and entertainment. The Ohio Street Beach is the closest beach to the Mag’ Mile. This little much loved beach is something of a gem, as it’s less visited due to having no on site restaurants or restrooms. But for a stroke or a midday laze? Perfect.
Oak Street Beach
Kick things up a notch with the Oak Street Beach, just north of the Ohio Street Beach. Although not swarming with visitors, you can get food here, making it the perfect beach for dining out and starting the evening off with a little culture. However, if you really want to have a good time…
The North Avenue Beach
This is where people come to have fun. Think food. Think restrooms. Think beach houses, outdoor showers, people getting a tan, and volleyball nets – basically, Rio eat your heart out. OK, perhaps it’s not quite Brazil. But Chicago is on the same line of latitude as Barcelona, Rome, and Istanbul.
For all these sandy reasons and more, why not add Chicago to your must-see travel list.
Meet Cole and Adela
We have been wearing out our jandals (Kiwi for flip-flops) on our travel adventures around the world since 2009. We think our blog is thought provoking and a little witty. But we have been proven wrong before. Find out more about us here...
New on Four Jandals
- Plan An Awe Inspiring Trip To Western Australia August 1, 2020
- Injured in a Car Accident While Travelling through Florida from Another State? July 29, 2020
- Take a Beach Holiday – in Chicago July 24, 2020
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