Connect with us

Travel Tips

What Does Travel Insurance Cover For You?

Published

on

pexels photo 1007426

Many people in India underestimate travel insurance for no reason in particular. They are of the mindset that travel insurance is an unnecessary investment and can be avoided easily. If you also believe the same, then you are completely wrong!

Travel insurance is as important as health or any other kind of insurance. Travelling is a part of human life. There are hardly any people who do not travel to new places either for work purposes or for vacations. And when you travel, you obviously need safety, right? And safety comes from buying a travel insurance policy.

There are many insurance companies in the market that are providing with different kinds of travel insurance policies. You need to choose the best amongst them as per your priorities and budget. Try to strike a balance between these two aspects (affordability and requirements) as it will help you benefit more. Compromising on your needs or going way beyond the range of your budget will lead you in trouble at a later stage.

Travel Insurance policy provides you a sense of security whenever you are not at home. Apart from you, it also keeps your family members satisfied whenever you are not with them. In this way, you can enjoy your trip in a better manner with complete safety, be it financially or physically.

But before buying the policy, you should be aware with what it covers for you, right? Below mentioned are few points that will guide you regarding the same. Just have a look at them!

Travel insurance provides coverage against the following.

Trip cancellation:

A much awaited trip is what a person waits for to explore, relax and it provides a break from the hectic life, which is quite common these days. The major sadness strikes when the travel plans gets cancelled. Few reasons for the cancellation may be:

  • You may fall sick or face illness before the travel date.
  • You may face injury which restricts you from travelling.
  • Weather conditions are not good for travelling.
  • A terrorist attack may strike at your destination.
  • An emergency work or situation may rise which makes you cancel your travel plans.

Travelling requires a lot of preparation and planning in advance before you leave towards your destination. It involves pre-booking of hotels, flight, trains etc. and a fair amount of money is always spent on these things which can be non-refundable. If a situation arises in which a person has to cancel his or her trip with the money already paid as advance, then there is quite a chance that he or she will have to face these expenses without any reason.

To save you from facing such financial loss travel insurance comes into play.

Travel insurance cover provides reimbursement to these non-refundable costs incurred by you prior to your travel.

In order to purchase the trip cancellation cover one must insure some or all of your trip expenses.

Trip interruption:

In addition to the trip cancellation policy one gets a benefit named as trip interruption cover.

A situation may arise when you are required to travel back home in between your trip. But it is obvious that you must have made the arrangements in advance for the whole trip.

Trip interruption plays the role of refunding you the amount of all the unused expenses. These unutilized expenses can be the amount paid for hotel bookings, travel etc.

Trip interruption protects a person from facing unnecessary expense.

Health emergencies:

No one is immune to health problems and diseases and they can strike you anytime and anywhere without any notice. You don’t want them to ruin your travel plans but it is not in your hand.

In the situation of these medical emergencies the patient requires proper treatment on time. Treatment in many countries can be a costly affair and no one will want to think and worry about the costs at this situation.

People believe that domestic health coverages will work in abroad too. But this is completely wrong as one needs to purchase a separate health insurance cover while travelling abroad.

Travel insurance cover will reimburse you with all the expenses incurred by the insured for the complete treatment. These expenses may include the consultancy charges, ambulance charges, treatment cost and so on.

Medical evacuation:

Medical evacuation isalso known as medevac cover and it goes along with the medical emergency cover.

In case medical emergency strikes at the time of travel this cover provides you with ambulance facility to the nearest hospital and can bring you home if hospital determines that it is necessary in your situation.

You may also choose the hospital which suits you. Along with Sthis the cover provides you with on vehicle medical assistance till the time you reach the hospital.

Lost baggage or passport cover:

Travel insurance cover also deals with lost baggage or important documents like Visa or Passport.

This type of cover is helpful in securing your belongings at the time of travel. One may face a situation like theft or damage which may lead to loss of any important possession. In this situation, this insurance cover will pay you for the loss of your belongings.

You must be aware of the fact that passport is one of the most important document a person requires to travel as no country will allow you to enter without it. If a person loses the passport due to any reason then the travel insurance company will make arrangements for a temporary passport so that the insured does not face any problem and stays tension free.

In case there is baggage delay the insurance company pays you for the basic amenities like clothes and toiletry kit. This is done so that you have required things till the delayed baggage arrives.

Delayed flights:

Flights only take off when the situations are suitable. With situations we mean weather conditions or mechanical welfare.

Under unsuitable conditions the flights can be delayed or even cancelled.

Delays and cancellations are common in air travel as good conditions required to take off are not in the hand of people. For example: there is a fault in airplanes turbine or stormy weather.

This delay or cancellation may lead to financial loss to the travelers as they might have made pre-bookings at their destination and have paid them already.

Along with paying for the medical expenses or loss of luggage they also provide reimbursement for the loss incurred by the insured person due to delay or cancellation of flight.

It is often heard that he or she missed the flight as he or she didn’t arrive at the airport on time. There can be many reasons behind this like traffic, weather conditions etc. Whatever the reason is, the airline company will not return your money in such a case, which will eventually lead to your loss.

For this purpose missed connection benefit comes as a savior for travelers who are delayed, and incur additional costs to catch up to their trip.

The actual reason for the delay should be mentioned in your policy in order to receive the benefits from this cover.

pexels photo 723240

Emergency evacuation:

Everyone thinks of having a good time while they are travelling. But one should know that uncertainties may arise at any moment without any notice.

Situations like natural calamity, serious health problem or a terrorist attack may be the reasons for emergency evacuations. No person will want to be stuck in such a situation in order to be safe and sound.

If you get stuck in this situation in order to reach a safe place or hospital you will have to pay a large amount of money in transportation. Benefits of purchasing this coverage is that it will pay for all the evacuation expenses like airlift, transportation cost to reach hospital.

Worldwide phone assistance:

This cover can be really very beneficial for you at the time of medical emergency, loss of luggage or passport or cancelled flights. It provides you with worldwide coverage and phone assistance so that you can make a call if you face these types of situations.

Along with this they also offer you 24/7 travel assistance service. This cover will provide you with both medical and non-medical benefits like:

  • Provide transportation to the hospital.
  • Provides proper treatment.
  • Free choice to choose your hospital.
  • Assistance in case of lost passport or documents.
  • Help in locating lost luggage.

Travelling without purchasing a good travel insurance cover in not an option one should prefer. Looking at the possibilities of facing any major or minor uncertainty one must surely purchase a travel insurance cover before travelling abroad as no one knows when it may come to use.

Cole is one half of New Zealand's leading adventure travel blogging couple who have been wearing out their jandals around the world since 2009. He loves any adventure activities and anything to do with the water whether it is Surfing, Diving, Swimming, Snorkeling or just lounging nearby on the beach. You can follow Cole on Google+. Or consider following us via RSS Feed, Twitter, Facebook and subscribe to our Newsletter.

Continue Reading

Travel Tips

Visiting the UK for the First Time? 10 Things to Consider Doing (2024)

Published

on

joakim honkasalo J4G8uSwOGek unsplash

Are you planning a trip to the United Kingdom and feeling a little overwhelmed with all there is to do? No worries! The UK is packed with history, culture, and beautiful landscapes, making it an exciting destination for any traveler. To help you get started, here are ten things you should consider doing on your first visit.

1. Explore London’s Iconic Landmarks

London is often the starting point for many visitors, and for good reason. The city is bursting with iconic sights that you’ve likely seen in movies or read about in books. Be sure to check out:

  • The Tower of London: Learn about its rich history and see the Crown Jewels.
  • Buckingham Palace: Try to catch the Changing of the Guard ceremony.
  • The Houses of Parliament and Big Ben: Snap some photos of these famous structures.
  • The London Eye: Get a bird’s eye view of the city from this giant Ferris wheel.

Walking along the River Thames will give you a great perspective of the city’s skyline, too!

2. Take a Day Trip to Stonehenge

Just a couple of hours away from London, Stonehenge is a prehistoric marvel that has stood on the British landscape for thousands of years. It’s a UNESCO World Heritage site and one of the most famous landmarks in the UK. Many tours are available that can provide round-trip transportation and insightful commentary about this mysterious stone circle.

3. Discover the Scottish Highlands

If time allows, venture north to Scotland and experience the breathtaking beauty of the Scottish Highlands. With its rugged mountains, serene lochs (lakes), and sweeping glens (valleys), it’s an area of outstanding natural beauty. You might even want to try spotting the elusive Loch Ness Monster while you’re there!

4. Play the Irish Lottery

While exploring the UK, many travelers try their luck with the Irish Lottery. While based in Ireland, the Irish Lotto remains popular in the UK among locals and visitors alike. People can purchase a ticket from authorized retailers like Lottoland.

5. Visit Historical University Towns

The UK is home to some of the world’s most prestigious universities, and the towns of Oxford and Cambridge are well worth a visit. Wander around the historic college buildings, admire the architecture, and maybe even take a punt (boat) down the river. Both towns have a unique charm and are brimming with history and culture.

6. Enjoy Traditional British Cuisine

Your trip won’t be complete without trying some traditional British food. Fish and chips are a must-have, ideally enjoyed by the seaside. Also, don’t miss out on a classic Sunday roast at a local pub, complete with Yorkshire pudding and gravy. For something sweet, afternoon tea is a charming British tradition where you can indulge in scones, sandwiches, and a selection of teas.

7. Wander Through the Lake District

The Lake District is England’s largest National Park and a UNESCO World Heritage site, renowned for its stunning lakes, forests, and mountains. It’s the perfect place for outdoor enthusiasts. Whether you prefer hiking, cycling, or simply picnicking by the water’s edge, the natural beauty here is sure to leave you in awe. Don’t forget to visit the charming villages like Windermere and Keswick.

8. Experience the Welsh Culture in Cardiff

Cardiff, the capital of Wales, offers a blend of ancient history and modern Welsh culture. Explore Cardiff Castle, stroll through Bute Park, or catch a rugby match to experience the national sport and passion of Wales. The city also boasts a vibrant waterfront at Cardiff Bay, where you can find delicious Welsh cuisine and entertainment.

9. Attend a West End Show in London

For theatre lovers, attending a show in London’s West End is a must-do. The area is famous for its high-quality theatrical productions, ranging from musicals and comedies to classic dramas and new works. There’s something magical about spending an evening in one of the historic theatres, enjoying world-class performances that you’ll remember long after the curtain falls.

10. Visit the Giant’s Causeway in Northern Ireland

A trip to the UK wouldn’t be complete without seeing the Giant’s Causeway in Northern Ireland. This natural wonder consists of 40,000 interlocking basalt columns, give or take, resulting from an ancient volcanic eruption. Legend says it was built by giants, and as you walk the coastal path with the Atlantic Ocean crashing beside you, it’s easy to see why this myth persists. It’s a truly unique and unforgettable sight.

Remember, the UK is more than just its sights; it’s the experiences and the people that make a trip truly memorable. So, chat with locals, take in the scenery, and immerse yourself in the culture. Have a fantastic trip!

Content to be used for social media sharing

Did you get receive an inheritance or own the Lottoland’s lottery and are planning a trip to the UK? Here are 10 things to consider doing next time you visit the United Kingdom.

 

 

Continue Reading

Travel Tips

Exploring Equatorial Guinea: A Journey through the Heart of Africa

Published

on

phi phi island ocean thailand scaled

Tucked away in the western part of Central Africa lies Equatorial Guinea, a nation often referred to as the “Heart of Africa” due to its geographical location straddling the equator. This small yet captivating country comprises the mainland region called Rio Muni and several islands, with Bioko being the largest and most populous. Exploring Equatorial Guinea is akin to embarking on a journey through a microcosm of Africa’s diverse landscapes, cultures, and history. So, if you are in the mood to plan a trip to this wonderful land, make sure to check out eVisa in order to keep things going easily and plan stress-free.

A Tapestry of Landscapes

Equatorial Guinea’s geography is as varied as it is stunning. From dense rainforests to pristine beaches and volcanic landscapes, this country offers a tapestry of natural wonders waiting to be discovered. The lush rainforests of Bioko Island are a haven for biodiversity, home to rare species such as the drill monkey and the African grey parrot. Hiking through the dense foliage, one can encounter cascading waterfalls, hidden lagoons, and endemic flora that thrive in this ecological paradise.

Venturing to the mainland, Rio Muni unveils a different facet of Equatorial Guinea’s landscape. Here, expansive savannas stretch as far as the eye can see, interrupted by winding rivers and rolling hills. The Monte Alen National Park, a UNESCO Biosphere Reserve, offers intrepid travelers the chance to witness elephants, gorillas, and other wildlife roaming freely in their natural habitat. Explorations along the Rio Muni River reveal traditional villages where ancient customs and traditions are still preserved, providing a glimpse into the rich cultural tapestry of Equatorial Guinea.

Cultural Encounters

Equatorial Guinea is a melting pot of cultures, with influences from indigenous tribes, Spanish colonial heritage, and neighboring African nations. This diversity is reflected in the country’s vibrant music, dance, and cuisine. Traditional rhythms reverberate through the streets during festivals and celebrations, where locals clad in colorful attire showcase their ancestral dances passed down through generations.

The capital city, Malabo, offers a fascinating blend of old-world charm and modernity. Spanish colonial architecture stands side by side with contemporary structures, creating a unique juxtaposition of styles. The bustling markets of Malabo are a feast for the senses, with vendors selling fresh produce, spices, and handicrafts crafted by local artisans. Exploring the city’s museums and galleries provides insight into Equatorial Guinea’s history, from its pre-colonial roots to its struggle for independence and subsequent development.

Island Escapes

Equatorial Guinea’s islands offer a perfect escape for those seeking sun, sand, and sea. Bioko Island boasts pristine beaches fringed by coconut palms, where azure waters beckon travelers to swim, snorkel, and dive amidst colorful coral reefs teeming with marine life. The island’s volcanic peaks provide a dramatic backdrop for exploration, with opportunities for hiking, birdwatching, and even volcano trekking for the adventurous.

Off the coast of Rio Muni lies the tranquil island of Annobón, a secluded paradise untouched by mass tourism. Here, time seems to stand still as visitors immerse themselves in the laid-back island lifestyle, characterized by warm hospitality and breathtaking natural beauty. Snorkeling in crystal-clear waters, exploring hidden coves, or simply unwinding on deserted beaches are among the activities that make Annobón a hidden gem waiting to be discovered.

Conclusion

Exploring Equatorial Guinea is a journey of discovery, where every corner reveals a new facet of Africa’s rich heritage and natural splendor. From the lush rainforests of Bioko to the pristine beaches of Annobón, this small yet diverse country offers endless opportunities for adventure, cultural immersion, and relaxation. Whether you’re a nature enthusiast, a history buff, or simply seeking an off-the-beaten-path destination, Equatorial Guinea promises an unforgettable experience that will leave a lasting impression on all who visit.

 

Continue Reading

Travel Tips

How Gaming Inspires Real-World Adventure

Published

on

download 6

Video games have gone well beyond just entertainment; they can now open doors to real-world exploration and adventure too. Their unique ability to take players to new worlds, albeit virtual ones, can motivate players to go out on their own to experience those locations, cultures, and adventures first-hand. A trend that’s gaining popularity with gamers is seeking out these virtual experiences in the real world to bridge the gap between the two realms. After all, they’ve already visited these diverse cultures virtually. In this article, we look at the impact gaming has had on our desire to explore and connect with the world around us.

The Influence of Gaming on Travel Choices

The immersive worlds of video games serve as more than just backdrops for storytelling and gameplay; they can be jumping-off points for real-world exploration. Games like Assassin’s Creed, which explores various historical settings, including cities, landscapes, and cultures in detail, and Yakuza, which unfolds the heart of Tokyo, have piqued the curiosity in gamers, motivating them to explore these destinations themselves.

These games have rich narratives and often take place in authentic settings, giving players a close-up look at the spirit of different locales, from the ancient streets of Rome to the bustling districts of modern-day Japan. This virtual tourism not only enriches the gaming experience but also influences travel choices, as players seek to experience the depth and authenticity of the cultures and places they’ve grown to admire in their digital adventures.

Las Vegas and Online Casinos

download 5

Las Vegas is one of the best examples of how gaming—video games and online casinos—inspires real-world adventure. For those who don’t live in the Southwestern United States, getting to the entertainment capital of the world requires planning and long-distance travel. However, you can find aspects of the city’s glittering appeal in various video games and online platforms that offer a virtual taste of one of the world’s most famous cities.

These digital experiences, from the strategy of blackjack to slot machines’ virtual spins, mirror the excitement of Las Vegas, motivating gamers to experience the city in person. Titles like Fallout: New Vegas and numerous casino-themed games have significantly shaped perceptions, enticing gamers with a virtual Las Vegas adventure to seek the authentic entertainment, sounds, and sights of the Strip, boosting tourism as players pursue the excitement they’ve first encountered online.

From Virtual to Reality: Other Popular Destinations Inspired by Gaming

Within video games, distant and fictional worlds are available for us to explore with the tap of a controller or click of the mouse, which can inspire real-world curiosity among audiences. If a player explores Tokyo through the Persona series, they’ll get a vibrant, stylized glimpse into Japanese culture, fashion, and daily life, which can encourage fans to get out and explore the city’s actual streets, shrines, and districts on their next vacation.

Similarly, the Spider-Man games set in New York City allow players to swing through the different Manhattan boroughs, which can foster a desire to experience the Big Apple’s iconic landmarks in person.  One of the biggest draws of the Assassin’s Creed series is its historical settings that educate players on different eras and locations, including everything from Renaissance Italy to Ancient Egypt, making history accessible and intriguing. These games entertain while at the same time acting as interactive travel guides, encouraging cultural exploration and a deeper appreciation of the history and significance of their real-world counterparts.

The Role of Augmented Reality (AR) Games

Augmented Reality (AR) games, like Pokémon GO, have changed the way we interact with our surroundings, turning boring everyday activities into a backdrop for fun and exciting adventures. AR works by overlaying virtual elements onto the real world and these games encourage players to venture outdoors, explore new locations, and even travel far from home as they try to collect as many Pokémon as they can along the way, making it one of the most unique gaming experiences available. Pokémon GO, in particular, has had a big role in creating community events and gatherings, bringing together players of all ages in public spaces, parks, and landmarks worldwide.

The Pokémon Go phenomenon has gotten people off the couch and engaging in physical activity and exploration while also bringing together communities for a shared adventure among players. Although there hasn’t been another game as successful as Pokémon GO, its success demonstrates the potential to blend virtual gaming experiences with real-world adventures, making the act of exploration both fun and rewarding. Through these interactive experiences, AR games have the power to transform local neighborhoods and distant locales into playgrounds for the imagination, further blurring the lines between the digital and the physical worlds.

 

Continue Reading

Meet Cole and Adela

Cole and AdelaWe have been wearing out our jandals (Kiwi for flip-flops) on our travel adventures around the world since 2009. We think our blog is thought provoking and a little witty. But we have been proven wrong before. Find out more about us here...

New on Four Jandals

What Are You Looking For?

Subscribe

See Our Favorite Topics